Pay anywhere in Indiawith ZikPe
Paid · Sharma Tea Stall
₹40
Jaipur trip ✈
UPI and a card for Indians, a UPI wallet for tourists and NRIs, and tax-saving benefit wallets for teams. One app.
Scan, pay, top up and save tax — all in one app
Built on India’s payment rails, regulated by the Reserve Bank of India
Pay any UPI QR in India
On NPCI’s UPI network
Regulated by the Reserve Bank of India
Authorised by the Reserve Bank of India
Card data handled to PCI DSS
Funds in escrow at a scheduled bank
One app for everything you pay for
Chai at the corner stall, rent to your landlord, a top-up from London or your team’s meal allowance — ZikPe handles it.
UPI and a card, in one tap
Scan any QR, pay any UPI ID and carry a ZikPe card for everything else.
Visiting India? Pay like a local
Top up with your international card and scan any UPI QR — from Agra to Kochi. Refund what’s left when you fly home.
Every benefit wallet. One card, one UPI.
Meal, fuel, telecom, books and gifts on one ZikPe card with UPI — so your team takes home more, with zero paperwork.
Meal wallet
₹2,200
Restaurants, cafeterias and food apps — by card or UPI.
Choose your ZikPe
Three products, one app — pick the one made for you.
Security you can bank on
Regulated, encrypted and in your control — so you can spend without second-guessing.
Authorised by the RBI
ZikZuk Technologies is authorised by the Reserve Bank of India as a prepaid payment instrument issuer.
Funds held in escrow
Your balance sits in an escrow account with a scheduled commercial bank, not on our books.
Fraud protection
Device binding, PIN, instant alerts and a one-tap freeze guard every payment you make.
Questions? Answered.
ZikPe is a payments app with three products: UPI and a card for Indians, a UPI wallet that tourists and NRIs can load with an international card, and a multi-wallet tax benefit card with UPI for employers and their teams.
Join ZikPe today
Download the app and start paying across India in minutes.
Coming soon to the App Store and Google Play.