UPI & Card,made simple
Paid · Sharma Tea Stall
₹40
October spends
Scan any QR, pay any UPI ID and carry a ZikPe card for everywhere else — with instant alerts, spend insights and a freeze switch that actually works.
Everything you need. Nothing you don’t.
Scan any QR, pay any UPI ID and carry a ZikPe card for everywhere else — with instant alerts, spend insights and a freeze switch that actually works.
Scan any QR
Pay at crores of UPI merchants — chai stalls to checkout counters.
Virtual card in seconds
Shop online the moment you sign up. Order a physical card when you want one.
Instant alerts
Every payment lands as a notification before the receipt prints.
Spend insights
Auto-categorised spends and monthly trends, without a spreadsheet.
Freeze in one tap
Lost your card? Freeze it from the app and unfreeze when it turns up.
Your limits, your rules
Set per-day caps for UPI, online and contactless separately.
A card that looks the part
Use it virtually the moment you sign up, then order the physical card when you want one. UPI and card share one balance.
AANYA SHARMA
AANYA SHARMA
AANYA SHARMA
AANYA SHARMA
Scan, pay, done
Your own @zikpe UPI ID, every payment in one feed, and spend insights that sort themselves.
Up and running in minutes
- 01
Download & verify
Sign up with your mobile number and finish KYC in minutes.
- 02
Get your UPI ID & card
Your UPI ID and virtual card are ready as soon as you are.
- 03
Pay everywhere
Scan, tap or shop online — all from one balance.
Security you can bank on
Regulated, encrypted and in your control — so you can spend without second-guessing.
Authorised by the RBI
ZikZuk Technologies is authorised by the Reserve Bank of India as a prepaid payment instrument issuer.
Funds held in escrow
Your balance sits in an escrow account with a scheduled commercial bank, not on our books.
Fraud protection
Device binding, PIN, instant alerts and a one-tap freeze guard every payment you make.
Questions? Answered.
UPI payments to merchants and friends are free. Any card or top-up fees are shown before you confirm.
More from ZikPe
Join ZikPe today
Download the app and start paying across India in minutes.
Coming soon to the App Store and Google Play.