More take‑home,less paperwork
Meal wallet
+₹2,200
Tax saved this year
Give your team meal, fuel, telecom, books and gift wallets on one ZikPe card with UPI — so allowances are spent the tax-efficient way, with zero paperwork.
Everything you need. Nothing you don’t.
Give your team meal, fuel, telecom, books and gift wallets on one ZikPe card with UPI — so allowances are spent the tax-efficient way, with zero paperwork.
Meal wallet
Eat at restaurants, cafeterias and food apps — pay by card or UPI.
Fuel & travel wallet
Fill up and commute, with spends auto-tagged for your claims.
Telecom wallet
Mobile and broadband bills, paid straight from the right wallet.
Books & learning
Books, periodicals and courses — kept separate from everyday spend.
Gift & rewards
Festive gifts and spot awards, delivered to the card in seconds.
Employer dashboard
Bulk-load wallets, set policies and download payroll-ready reports.
See what your team takes home
Move part of the salary into benefit wallets and estimate the yearly saving per employee.
1. Annual salary (CTC)
₹12L
2. Pick the wallets and set how much goes into each
Estimated yearly saving
₹20,280
per employee, on ₹65,000 a year moved into benefit wallets.
- Tax slab (old regime)
- 30%
- Monthly take-home gain
- ₹1,690
Illustrative only. Assumes the old tax regime, your marginal slab plus 4% cess, and that each allowance qualifies for exemption. Actual savings depend on your regime, salary structure and company policy.
Every wallet. One card, one UPI.
Pay by card or scan any UPI QR. ZikPe draws from the right wallet automatically and keeps the proof for claims.
Up and running in minutes
- 01
Employer sets up wallets
Choose the benefit wallets and limits that fit your salary structure.
- 02
One card, one UPI
Every employee gets one ZikPe card and one UPI ID, with all wallets inside.
- 03
Spend, auto-sorted
Each payment draws from the right wallet. Proofs are kept for you.
Security you can bank on
Regulated, encrypted and in your control — so you can spend without second-guessing.
Authorised by the RBI
ZikZuk Technologies is authorised by the Reserve Bank of India as a prepaid payment instrument issuer.
Funds held in escrow
Your balance sits in an escrow account with a scheduled commercial bank, not on our books.
Fraud protection
Device binding, PIN, instant alerts and a one-tap freeze guard every payment you make.
Questions? Answered.
It depends on each employee’s tax regime, slab and the benefits your company offers. Use the estimator above, and check with your tax advisor.
More from ZikPe
Join ZikPe today
Download the app and start paying across India in minutes.
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