JOURNALDiscover ZikPe ↗Travel money
Original travel stories and practical guides for your time in India.
ATM availability for travellers in India: where to find cash
Where ATMs are easy to find, where they are not, and how to plan cash withdrawals around your route.
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Budgeting for India: a simple way to plan your trip spending
A plain framework for budgeting an India trip: group your costs, leave a buffer and track spending without tying yourself to exact numbers.
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Budgeting for India: build the trip from real quotes, not a daily myth
Separate the fixed bookings from daily spending, and compare the whole trip before choosing where to save.
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Cashless payment options in India: a practical guide for tourists
Cards, wallets, QR codes and bank transfers all show up in India. Here is how each works for a visitor and where each one runs out.
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Choosing a payment wallet as a foreign visitor to India
A prepaid wallet lets you load money once and pay at many shops by scanning QR codes.
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Getting cash from ATMs in India: what visitors should check
A calm guide to using ATMs in India with a foreign card: how to choose a machine, what to ask your bank and how to handle a failed withdrawal.
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How a UPI wallet works: a simple walkthrough for visitors
A UPI-linked wallet holds money you have loaded in advance.
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How to pay in India as a visitor: cards, cash and digital options
A practical look at paying in India: when cards work, when cash is needed, how digital wallets fit in and how to avoid common mistakes.
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Issues withdrawing cash from ATMs in India, and how to handle them
Cards declined, machines out of cash, money debited with nothing dispensed: calm steps to take when an ATM does not go as planned.
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New to UPI One World? What travellers need to know first
A short first-timer's guide: what to prepare, what to ask and what to expect before you try UPI One World on an India trip.
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Pay like a local in India: simple habits that make it easy
Small habits that make paying in India smoother: have small notes, check the name, keep a backup and ask when in doubt.
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Paying at Indian airports: your first hours in the country
What to expect when you land: money counters, ATMs, prepaid taxis, SIM cards and a calm way to get to your hotel.
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Paying for online orders and bookings in India as a visitor
Booking trains, buying online or ordering delivery in India can ask for details visitors do not have. Here is how to plan for it.
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Paying for rides in India as a visitor: apps, meters and cash
How rides are paid for in Indian cities, from app bookings to meters and agreed fares, and what to have ready.
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Set up your payment apps before you land in India: a pre-trip checklist
Check that your passport and visa are in order, since many sign-ups ask for them.
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Travel insurance for an India trip: read the cover before the price
Destination, health disclosures, planned activities and assistance terms matter more than a best-policy label.
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Travel insurance for visitors to India: what to check before you buy
A checklist for choosing travel insurance for an India trip: medical cover, evacuation, cancellations, exclusions and how to claim.
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UPI One World: the wallet for international visitors, explained
What UPI One World is, who it is meant for, what it does and what to check with the official provider before you rely on it.
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UPI vs forex card vs cash: how should you pay in India?
A fair comparison of three ways to pay in India, with what each is good at, what to watch for and how to mix them.
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What is UPI? A plain guide for visitors to India
UPI is how most people in India pay for small things. Here is what it is, why you see QR codes everywhere and what it means for a visitor.
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Why QR payments suit tourists in India, and where they fall short
QR codes are everywhere in India. Here is why they can be handy for visitors, and an honest look at the places where cash or a card works better.
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